Recently the personal finance site Motley Fool asked me to answer some questions related to refinancing mortgages. Following are my responses. When should someone consider refinancing their mortgage?The simple answer is whenever the savings in interest rates reasonably offset the closing costs of a new mortgage. However, there are other reasons to refinance even if …
We hear a lot these days about income inequality. There is even a website call inequality.org. I have written previously about income inequality in my article “The Real Story on the Income Gap” (Manahan, 2021). If you haven’t read that article, you should. The purpose of this article is not to explain the reasons for …
Why Can’t Average People Invest Like the Rich or How to Solve the Income Gap Read More »
What is the Universal Declaration of Human Rights? Below is the description from the United Nations website: “The Universal Declaration of Human Rights (UDHR) is a milestone document in the history of human rights. Drafted by representatives with different legal and cultural backgrounds from all regions of the world, the Declaration was proclaimed by the …
The United Nations Got It Wrong – Security is Not A Right Read More »
A colleague of mine and I were having a discussion on whether the United States was founded on Christian principles. He insists it was not and points to the First Amendment which states: “Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof….” We know that the United States …
Michael Manahan is an author, financial strategist, consultant, and professor. He has been featured and quoted on the financial websites Yahoo Finance, WalletHub, MoneyGeek and The Motley Fool for his advice on personal finance his work with the Polk Institute, and he is the host of Biz Rap podcast. He is the co-founder of the Polk Institute Foundation. His publications include “The Secrets to Raising Capital,” “The Key to Landing a Job – The Interview” and “The Secrets to Job Success.” Mr. Manahan served as chief financial officer for three publicly traded companies, has started and owned seven small businesses, and as an advisor has worked with more than 150 management teams. As a teacher of finance and accounting at California State University Dominguez Hills, Mr. Manahan is educating the CEOs and CFOs of the future.
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