Last weekend I visited the Long Beach Home and Backyard Show at the Long Beach Convention Center. When was the last time you visited a trade show or conference with people exhibiting their merchandise and services? It’s been a long time for me and certainly it was prior to the Covid-19 government shutdown of business …
For hundreds of years human ingenuity has been creating new businesses and even new industries. Today our lives are made easier by personal computers, cell phones, airplanes, automobiles, air conditioners and hundreds if not thousands of products and services that never existed before. So, I typically applaud new businesses and new industries as demonstrative of …
What Difference Does It Make – Contractors vs Employees? Read More »
Is it easy to buy a gun? With the continuing debate over the second amendment, gun laws and the all out call by some politicians and citizen’s groups to ban guns and even take guns away from citizens, I have often wondered if it was really that easy to purchase a gun. A quick Google …
Recently the personal finance website WalletHub ask me to answer some questions related to business credit cards. Following are my responses. How important are credit cards to small business owners? Credits cards are extremely important to small business owners, for two reasons. First, many B2B companies no longer offer traditional trade accounts to their customers. …
Quoted on WalletHub.com on Business Credit Cards Read More »
I, like many of you, receive these balance transfer offers from my credit card company. I don’t normally take advantage of these offers because I don’t have other credit card balances to pay off, but I received one offer that seemed pretty good. I could get 0% interest for one year, with a 5% balance …
Taking Advantage of Low Interest Rates Dropped my Credit Score by 40 Points Read More »
As featured on Yahoo Finance. “You’re not too young, you’re not too old, you’re not the wrong color or the wrong gender; anyone can be an entrepreneur,” according to Michael Manahan, co-founder of Polk Institute Foundation. Originally from Canada, Michael Manahan, moved to the United States in the early ’90s to pursue his own version …
Yahoo Finance Features Michael Manahan and The Polk Institute Foundation Read More »
Well if the title to this article got you to read it, then great. But really, when you think about it, hating a news channel seems to be a pretty poor use of one’s emotions. From the title though you might assume I am not happy with Fox. You might think I have a poor …
In the debate over minimum wage, I have long wondered why politicians are so eager to support minimum wage increases. I understand business. An increase in minimum wage is an increase in cost, which hurts the bottom line. On the flip side, I understand labor. Unions and other organizations that represent workers need to fight …
The Real Reason Politicians Love Increasing the Minimum Wage Read More »
Recently the personal finance website MoneyGeek asked me to answer some questions related to paying off your mortgage. Following are my responses. Pay off Your Mortgage or Invest: Question: Did the data from the study surprise you? (The study claimed paying down your mortgage was a better investment strategy than putting that money into the …
Quoted on MoneyGeek.com on Should You Pay Off Your Mortgage or Invest in the Market? Read More »
Michael Manahan is an author, financial strategist, consultant, and professor. He has been featured and quoted on the financial websites Yahoo Finance, WalletHub, MoneyGeek and The Motley Fool for his advice on personal finance his work with the Polk Institute, and he is the host of Biz Rap podcast. He is the co-founder of the Polk Institute Foundation. His publications include “The Secrets to Raising Capital,” “The Key to Landing a Job – The Interview” and “The Secrets to Job Success.” Mr. Manahan served as chief financial officer for three publicly traded companies, has started and owned seven small businesses, and as an advisor has worked with more than 150 management teams. As a teacher of finance and accounting at California State University Dominguez Hills, Mr. Manahan is educating the CEOs and CFOs of the future.
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